Sarasota County Flood Maps Are Expanding, Are You Prepared?

As many of you may have read in the local newspaper, the Department of Homeland Security’s Federal Emergency Management Agency (“FEMA”) recently provided Sarasota County with the preliminary copies of the Flood Insurance Rate Map (“FIRM”).  The proposed FIRM significantly expands Sarasota County’s current high-risk flood zone areas.  As we have referenced in prior blog posts, these FIRM modifications come in the wake of the recent Flood Insurance legislative changes.

So what does that mean to you?  If the newly established FIRM places your home in a higher-risk flood area, you may be required to pay significant increases with respect to your flood insurance premium.  In fact, federal legislation demands federally regulated or insured mortgage lenders to require flood insurance on properties that are located in areas at high risk of flooding.

How can you be prepared? Sarasota County’s preliminary FIRM will not be officially adopted until the expiration of the public comment/review period.   This period allows property owners to submit comments and appeals to FEMA with respect to the preliminary copies of the FIRM.  Significantly, FEMA specialists will be available to talk about flood insurance, engineering, development permits and more during the following three open houses, which will be held between 4 and 7 p.m.:

Tuesday, January 20, 2015

Bayfront Community Center

803 North Tamiami Trail, Sarasota, FL 34236

Wednesday, January 21, 2015

Venice Community Center

326 Nokomis Ave S, Venice, FL 34285

Thursday, January 22, 2015

Morgan Family Center

6207 W Price Blvd, North Port, FL 34291

We strongly encourage all of our readers to review the proposed FIRM in order to determine if the expanded flood maps will impact their property.  You can view the preliminary flood maps released by FEMA on Sarasota County’s. As always, please do not hesitate to contact your local real estate professional should you have any questions regarding the new proposed FIRM and the potential impact it may have on your property.


Berlin Patten Ebling, PLLC

This communication is not intended to establish an attorney client relationship, and to the extent anything contained herein could be construed as legal advice or guidance, you are strongly encouraged to consult with your own attorney before relying upon any information contained herein.

All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


3700 S. Tamiami Tr, Suite 200, Sarasota, FL 34236   P (941) 954-9991  F (941) 954-9992


247 South Tamiami Trail, Suite 201, Venice, FL 34285  P (941) 955-9991  F (941) 484.9992


8130 Main Street, Suite 206, Lakewood Ranch, FL 34202   P (941) 907-9022  F (941) 907-9024

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