‘Twas The Night Before Closing…


*’ Twas the night before closing and all through the house, not an issue was stirring not even a spouse. The deed and the mortgage were drafted with care in hopes that the couple would soon sign and share. The CD and Note were snug in the file, hoping to close the year-end in style.

And I with my notary and buyer with a pen had just settled down to sign by year-end. When right from the start, there arose such a clatter, I sprang from my chair to see what was the matter. Away to the documents, I flew like a flash, pointed to the loan docs, and said this is not cash. When what do my wondering eyes should appear, but the Florida Constitution requiring spousal joinder I fear. With my brief explanation and him being alone, I knew in a moment he could not convey their home.

More rapid than eagles his phone did it ring, requesting that the spouse sign and do her thing. And he whistled and shouted and called out by name; now Constitution, now Homestead, now Residence and Lender, come in and sign soon so that the recording is rendered. To the closing table come! Sign the documents like they’re your own! Then dash away, dash away, dash away home.

As dry leaves that before the wild hurricane fly, when they meet with an obstacle mount to the sky. So into the closing, they joined two by two, sliding the document there for a quick moment of review.

And then, in a twinkling, I heard a discussion. He sprang to his seat, til the closer gave him the signal. And it was done and hurray, it’s all correct and legal! And away they all flew like the down of a thistle.

But I heard him exclaim as he drove out of sight, gather all required for signing and to all a good night.

Should you have questions about this, or any other real estate related issues, please reach out to your Flo-Ho-Ho rida real estate attorney.

*Excerpts taken from, The Night Before Christmas Poem by Clement C. Moore, believed to have been written Christmas Eve 1822


Anatasia M. Stefanou, Esq.,astefanou@berlinpatten.com
Berlin Patten Ebling, PLLC

This communication is not intended to establish an attorney client relationship, and to the extent anything contained herein could be construed as legal advice or guidance, you are strongly encouraged to consult with your own attorney before relying upon any information contained herein.

All rights reserved. This copyrighted material may not be re-published without permission. Links are encouraged.


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